Helping to Protect What Matters Most to You
Full Service Life Insurance Consultants
Decades of Exceptional
Customer Service
At Pacifica Insurance Agency, we wholeheartedly acknowledge the limitations of adopting a "one size fits all" approach in selecting a life insurance policy. We firmly believe that each family possesses distinct needs and circumstances that demand personalized attention and care. Consequently, we take immense pride in offering an extensive range of carriers and options meticulously crafted to cater to the unique requirements of every individual. Our comprehensive portfolio includes Permanent Life Insurance, Term Life Insurance, Long Term Care, and Annuities. We are committed to assisting you in identifying the ideal solution that aligns perfectly with your specific needs.
Life Insurance Products
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Permanent Life
Permanent Life Insurance is designed and priced to keep a client over a long period of time. Permanent insurance is often referred to as cash-value insurance because these types of policies are capable of building cash value over time.
There are different types of permanent life insurance policies, including whole life insurance, variable life insurance, universal life insurance, variable universal life insurance, and survivorship life insurance.
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Term Life
Term Life insurance is a basic and least expensive form of life insurance on the market. There are no investment accounts, cash values, or policy loans with this policy and you receive what you pay for. This means you get a high amount of life insurance protection at a low cost. It is easy to get and can be bought without a medical exam.
This policy is also a temporary form of life insurance, meaning it will expire in either 10, 15, 20, 25, or 30 years from the date purchased .
Book a Consultation
We’ll prepare a proposal and walk you through every step of the process.